Tag Archives: Sheikh Muhammed Salih Al-Munajjid

Islam Q&A – Riba-Based Student Loans

Assalaamu Alaykum,

It seems strange that this fatwah even has to be posted, but due to the fitnah in the west, and specifically in the UK in regards to the official government run student loan schemes and whether they are permissible or not, I am glad somebody as reputable as Sheikh Muhammad Saalih al-Munajjid and Islam Q&A have been able to address this issue.

This is not to denigrate Sheikh Hatham al Haddad, his followers on Islam21C or anyone else who holds the opposite viewpoint. I said before others are being unfair and unjust towards him and overly harsh in their refutations of his errant opinions but when someone makes a mistake, it is important the truth of the matter is clarified.

Assalaamu Alaykum,


Link back to original fatwah on Islam Q&A https://islamqa.info/en/249369

Original Question:

I have a question regarding interest. Firstly I would like to make it known that all my family is Muslim and we currently reside in Western Europe. I currently am a first year University student , in my country there is something called the Maintenance loan , which is a loan that can be taken not for the sake of the tuition fees of the university but to support a student in general while studying. This loan is entirely based on interest and ican be very desirable as it has very low interest rates and must also not be paid back till one finds themselves in a stable job hence maybe 10+years. I myself glory be to Allah have no need to take this loan as I am financially stable and have grants from the university itself. However my father has told me that I should take the full amount of this loan as it has very low interest rates. I have told him I do not need this money however he wants it for his personal gain and business endeavours. I know the great risk of interest and that it is very harmful. My question is what should I do in this scenario, would sin fall onto me?

Praise be to Allah

It is not permissible for you to take this loan, no matter how low the interest rate, because Allah has forbidden contracts that involve riba, whether the riba is great or small, even if it is only one dirham, and He has warned the one who consumes it and the one who pays it of punishment, wrath and curses. So beware lest you be one of them.

“Those who eat Ribâ (usury) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitân (Satan) leading him to insanity. That is because they say: “Trading is only like Ribâ (usury),” whereas Allâh has permitted trading and forbidden Ribâ (usury). So whosoever receives an admonition from his Lord and stops eating Ribâ (usury) shall not be punished for the past; his case is for Allâh (to judge); but whoever returns [to Ribâ (usury)], such are the dwellers of the Fire – they will abide therein.

Allâh will destroy Ribâ (usury) and will give increase for Sadaqât (deeds of charity, alms, etc.) And Allâh likes not the disbelievers, sinners.

Truly those who believe, and do deeds of righteousness, and perform As-Salât (Iqâmat-as-Salât), and give Zakât, they will have their reward with their Lord. On them shall be no fear, nor shall they grieve.

O you who believe! Fear Allâh and give up what remains (due to you) from Ribâ (usury) (from now onward), if you are (really) believers.

And if you do not do it, then take a notice of war from Allâh and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums).

And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.

And fear the Day when you shall be brought back to Allâh. Then every person shall be paid what he earned, and they shall not be dealt with unjustly”

[al-Baqarah 2:275-281].

The Prophet of Allah (blessings and peace of Allah be upon him) cursed the one who consumes riba and the one who pays it. Narrated by al-Bukhaari (5962).

It is not permissible for you to obey your father in that, because the rights of Allah and obedience to Him take precedence over the rights of the father and obedience to him. The Prophet (blessings and peace of Allah be upon him) said: “There is no obedience if it involves disobedience towards Allah; obedience is only in that which is right and proper.” Narrated by Muslim (1840).

For more information, please see the answers to questions no. 181723 and 96613.

And Allah knows best.

Islam Q&A

Shaking Hands With Both Hands


There is nothing wrong with shaking hands by holding the other person’s hand with both your hands. Al-Bukhaari authored a chapter on shaking hands and gave it the title “Holding both hands.”
Ibn Battaal said: “Holding both hands when shaking hands is a praiseworthy form of exaggerating handshakes which the scholars recommended.”

~ Muhammad Saalih Al-Munajjid

Islam Q&A – Does a husband have to be patient with his wife all the time and not divorce her?

We know that the wife of Nuh (as), and the wife of Lut (as) went to jahannam, may Allah protect us from his displeasure, amin. Is this evidence that brothers should patient with their wives all the time, and not divorce them? I have heard that the Messenger of Allah, (pbuh), divorced women. What is the difference between keeping a woman with bad behavior and counseling her, and getting rid of a woman with bad behavior?

Published Date: 2000-10-03 – IslamQ&A – https://islamqa.info/en/10613

Praise be to Allaah.

Undoubtedly the wives of Nooh and Loot (peace be upon them) will enter Hell with those who will enter it, but they did not commit any obvious sin that would imply kufr, otherwise it would not have been permissible for these Prophets to have remained married to kaafir women, because Allaah says (interpretation of the meaning):

“… Likewise hold not the disbelieving women as wives” [al-Mumtahanah 60:10]

Perhaps the wife of Nooh was concealing kufr, or perhaps, despite the fact that Nooh had been calling people to Allaah for so long, she was influenced by the call of her people when she saw that all of her people were following kufr, so she became doubtful and wondered how he alone could be a believer when all of these people were disbelievers, and they formed the majority of their nation. So her kufr may have been secret. The same applies to the wife of Loot, of whom they said that her only sin was that she told her people about his guests, i.e., she called them to come and commit obscene actions with them. This was her sin, but it is possible that she was also a kaafir in secret. Hence Allaah said (interpretation of the meaning):

“… except his wife, she will be of those who remain behind” [al-‘Ankaboot 29:32]

This is a summary of the response given by Shaykh ‘Abd-Allaah ibn Jibreen, may Allaah preserve him.

It is permissible for a husband to divorce his wife so long as there is a shar’i reason for doing so, such as a lack of religious commitment, a bad attitude, lack of chastity, negligence, etc., even if she is not a kaafir. But if she is a righteous believer, let him keep her, even if he dislikes some of her characteristics, as the Prophet (peace and blessings of Allaah be upon him) said. It was narrated that Abu Hurayrah said: the Messenger of Allaah (peace and blessings of Allaah be upon him) said: “Let not a believing man hate a believing woman. If he dislikes one of her attributes, he will be pleased with another.” (Narrated by Muslim from Abu Hurayrah, 1469).

When the Prophet (peace and blessings of Allaah be upon him) wanted to divorce Hafsah, Allaah revealed to him: Go back to Hafsah, for she fasts a lot and prays a lot at night, and she will be your wife in Paradise. Al-Mundhiri said: this was narrated by al-Nasaa’i and Ibn Maajah. ‘Awn al-Ma’bood Sharh Sunan Abi Dawood, hadeeth no. 2283.

The husband has to strive to reform his wife and pray to Allaah to reform her. Allaah will reform a wife in whom there is some crookedness, if He wills, as He said concerning His slave Zakariya (interpretation of the meaning):

“… and [We] cured his wife for him…” [al-Anbiya’ 21:90]

Some of the mufassireen (commentators) said that she used to have a sharp tongue, i.e., her speech towards her husband was offensive, so Allaah reformed her.

A man may put up with the difficulty of keeping his wife in order to ward off a greater difficulty, which is that of separating the children and dividing the family. But if the harm caused by staying with one’s wife is greater than the harm caused by separating from her, there is nothing wrong with him divorcing her. And Allaah is the Source of strength.

Islam Q&A
Sheikh Muhammed Salih Al-Munajjid


Is it permissible for a Muslim man to wear his shirt tucked in his pants, showing the shape of his legs, buttocks, etc., especially in some countries where women are not ashamed to look at them? And when they perform prayer, shouldn’t they be wearing a long shirt covering their private parts while they prostrate?

Published Date: 1997-08-06

Praise be to Allah.

The `awrah (private parts to be necessarily covered) for men includes what is between the navel and the knees as stated by the Prophet SAWS (peace be upon him), so covering it is obligatory according to Islamic law. Wearing shorts that disclose the thighs or show the shape of the buttocks, does not cover the `awrah. Neither does a dress that is transparent and displays skin complexion, nor a tight dress that shows the size, shape or bends of the `awrah. All of this is prohibited (haraam) in front of people whether the women are ashamed of looking at it or not (as asked in the question). If the trousers (or pants) are wide enough and not tight, then one may tuck his shirt in it as long as it does not display his `awrah. Covering the `awrah is obligatory during the prayer and outside it. What many people do is cover their `awrah while going to prayer but are negligent of it outside the prayer. This is a clear mistake and a wrong act which happens due to lack of understanding or as a result of a misunderstanding of the matter.

May Allah cover our sins in this world and in the hereafter.

Islam Q&A
Sheikh Muhammed Salih Al-Munajjid


To what extent can the husband tell his wife what to do? Can he use force to make her do something, no matter how trivial?

FROM ISLAM Q&A – https://islamqa.info/en/238820

To what extent can the husband tell his wife what to do? Can he use his power to tell his wife to do whatever, even if its regarding a small matter?

Published Date: 2016-02-18

Praise be to Allah

Allah, may He be glorified, has instructed men to live with their wives honourably, even if they dislike them. He, may He be exalted, says (interpretation of the meaning):

“And live with them honourably. If you dislike them, it may be that you dislike a thing and Allah brings through it a great deal of good”

[an-Nisa’ 4:19].

Imam at-Tabari (may Allah have mercy on him) said:

Live with them honourably, even if you dislike them, for perhaps if you dislike them but you keep them, Allah may bring about a great deal of good through your keeping them despite your disliking them, such as children with whom He blesses you through them, or making you compassionate towards them after having disliked them.

Tafseer at-Tabari (8/122)

Mercy, compassion and kindness are the characteristics of the believers who follow the example of their Prophet (blessings and peace of Allah be upon him), whose Lord described him as follows (interpretation of the meaning):

“Verily, there has come unto you a Messenger (Muhammad (blessings and peace of Allah be upon him)) from amongst yourselves (i.e. whom you know well). It grieves him that you should receive any injury or difficulty. He (Muhammad (blessings and peace of Allah be upon him)) is anxious over you (to be rightly guided, to repent to Allah, and beg Him to pardon and forgive your sins, in order that you may enter Paradise and be saved from the punishment of the Hell-fire), for the believers (he (blessings and peace of Allah be upon him) is) full of pity, kind, and merciful”

[at-Tawbah 9:128].

Muslim narrated in his Saheeh (2594) from ‘Aa’ishah, the wife of the Prophet (blessings and peace of Allah be upon him), that the Prophet (blessings and peace of Allah be upon him) said: “There is no kindness in a thing but it adorns it, and it is not taken away from a thing but it makes it defective.”

Muslim also narrated (19) that the Prophet (blessings and peace of Allah be upon him) said to Ashajj ‘Abd al-Qays: “You possess two qualities that Allah loves: forbearance and deliberation.”

When Allah, may He be exalted, sent His two slaves and Messengers, Moosa and Haroon, to His enemy Pharaoh, He instructed them to speak mildly and gently to him:

“Go, both of you, to Firaun (Pharaoh), verily, he has transgressed (all bounds in disbelief and disobedience and behaved as an arrogant and as a tyrant).

And speak to him mildly, perhaps he may accept admonition or fear Allah”

[Ta-Ha 20:43, 44].

Islam is the gentle, pure monotheism with which the Prophet (blessings and peace of Allah be upon him) was sent. His characteristics included gentleness, compassion and kindness, and one of the most deserving of people to be treated in such a manner is one’s wife, with whom Allah, may He be exalted, has instructed the husband to live honourably, and kindness is part of what is honourable and right; in fact it is one of the most important aspects of what is honourable and right.

Thus we know that when the husband tells his wife to do something, it must be within a framework of compassion and kindness, and that which will preserve the nature of the marital relationship which Allah, may He be exalted, has ordained should be based on love and compassion.

But if the wife neglects one of the rights of Allah, may He be exalted, or one of the rights of her husband, and persists in that despite her husband’s advising her, then in that case she is regarded as defiantly disobedient, and the husband may deal with her in accordance with what Allah, may He be exalted, has prescribed in the case of defiant disobedience, which includes exhortation, shunning her in bed, and hitting lightly without causing pain or injury.

The wife should understand that by being defiantly disobedient, her right to maintenance and a share of her husband’s time (in the case of plural marriage), and all the shar‘i rights that Allah, may He be exalted, has ordained that she has over her husband, are suspended. For more information, please see fatwa no.33597

If what the wife is doing is clearly evil and wrong, and the husband is able to change this evil, even by force, then he should do so, so long as that will not result in a greater evil or serious trouble.

For example, if she goes out wearing adornment, and he is able to force her to observe shar‘i hijab, even by force, let him do so, so long as that will not lead to a greater evil or serious trouble, because denouncing evil is obligatory in general terms, and it may occasionally be an individual obligation for some people.

Shaykh ‘Abd al-‘Azeez ibn Baaz (may Allah have mercy on him) said: Enjoining what is right and forbidding what is wrong may be an individual obligation, in the case of one who sees an evil, if there is no one else to denounce it and he is able to do so. In that case, it is an individual obligation upon him to denounce it, because there is a great deal of established proof to that effect, one of the clearest examples of which is the words of the Prophet (blessings and peace of Allah be upon him): “Whoever among you sees an evil action, then let him change it with his hand [by taking action]; if he cannot, then with his tongue [by speaking out]; and if he cannot, then with his heart – and that is the weakest of faith.” Narrated by Muslim in his Saheeh. End quote.

Fataawa ash-Shaykh Ibn Baaz (3/212)

With regard to minor issues, as mentioned in the question and described as small matters, they should not be the concern of either spouse, rather they should be overlooked so that family life will run smoothly. Otherwise, if each spouse causes a problem with the other because of such matters, life will turn into a living hell.

It is well-known that there will inevitably be differences between the spouses concerning many matters. The wise person is the one who overlooks minor matters and reduces areas of conflict as much as possible.

We ask Allah to set straight the affairs of the Muslims.

And Allah knows best.

Islam Q&A


If you get married in Islamic law but not in the states eyes, and have relations with the one you married is that adultery?

Published Date: 1998-09-04 – Islam Q&A website


Praise be to Allaah.

If you get married according to the law of Allaah and His Messenger, it does not matter if the whole world of man-made laws disagrees with that. She will be your legitimate wife and you can have relations with her whenever you wish – this is not considered to be haraam or adulterous. How could it be, when you have married her according to the sharee’ah and it has become legitimate for you to have intercourse with her by the word of Allaah!

This ruling is also of benefit to anyone who may wish to marry more than one woman in countries where polygyny is forbidden by jaahili man-made law. And Allaah is the Source of strength.

Islam Q&A

Sheikh Muhammed Salih Al-Munajjid